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Understanding the ins and outs of Social Security Disability

You worked for most of your adult life, but an accident or severe illness has rendered you permanently disabled. Your condition has left you unable to work for the foreseeable future, if not the rest of your life, and you are worried. How can you support your family now? Will you lose everything? It is understandable for you and other Georgia residents in the same situation to have concerns.

It would be a good idea at this time to apply for Social Security Disability. “But I don’t know how Social Security works,” you may think, “and I’ve heard it’s difficult to get approved for benefits.” The following information can help shed some light on Social Security Disability Insurance.

According to the Social Security Administration, people who have a long-term or permanent disability may be eligible for monetary benefits under certain circumstances, such as the following:

  • You worked for long enough and paid taxes into the Social Security system.
  • You have a total disability that renders you unable to work.
  • Your condition was not the result of a workplace accident, in which case workers’ compensation would apply.
  • Your disability is likely to last at least one year or result in your death.

There are many medical conditions that Social Security considers eligible for benefits, including cancer, ALS, brain trauma and catastrophic injuries. Some psychological conditions, such as post-traumatic stress disorder, bipolar disorder and severe anxiety may also qualify for SSDI. The administration will consider whether you are unable to do the work you did before or if you cannot adjust to another type of work due to your disability.

It is not uncommon for people to receive denials on their disability applications, especially when applying for the first time. Fortunately, you may appeal and to provide supplemental evidence that your disability is genuine.

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