Many people have never been in a car accident, so when it occurs, it brings up a range of first-time questions and experiences. One of the most common of these, especially in accidents where injuries play a role, is the question of whether you can get compensation for your injuries.
There are a wide variety of factors that require close consideration surrounding the issue of personal injury compensation. Your accident may qualify for a personal injury compensation claim if it meets some of these requirements:
Negligence in personal injury cases
A main consideration in personal injury cases after car accidents has to do with driver negligence. Who was at fault in the accident? Did the other driver's actions or lack of action lead to the factors and circumstances that caused the accident and subsequent injuries? If so, the other driver may be liable for your injuries and compensation for expenses as a result.
Negligence can be difficult to prove in a court. You need to gather as much proof and evidence as you possibly can. This includes close and careful documentation of the accident and its surrounding circumstances, using photographs, witness statements, and as much additional information as you can collect. The more documentation and evidence you gather surrounding the circumstances of the accident that led to your injuries, the better chance you have of showing the other driver's negligence in court.
Insurance companies and compensation
Many drivers assume that insurance companies will sufficiently cover any expenses due to injuries from a car accident. However, the insurance companies' approach to accidents is not done with your best interests in mind. Insurers are looking at their own bottom line and will likely try to get you to settle quickly out of court to minimize their expenses as much as possible.
The insurance companies' best interests do not necessarily align with what is best or fairest for you, especially in terms of compensation. If you do not understand how to proceed and feel unsure about any sort of offer the insurance company is suggesting, remember that you are not obligated to accept. You can consult with other professionals, such as a personal injury attorney, to get a better idea of what is reasonable and possible in your particular case so that you do not jeopardize your chances for a fair settlement.